Irixs Apps

 Master your finances with Smart Finance Calculators – the ultimate free app for personal and business financial planning! Designed for users worldwide, our app offers a powerful suite of easy-to-use calculators to help you make smart financial decisions. From calculating loan repayments to planning investments or analyzing business profits, we’ve got you covered. Key Features: Loan & EMI Calculator: Compute Equated Monthly Installments (EMI) for home, car, or personal loans with flexible interest rates and tenures. SIP & Lumpsum Calculator: Estimate returns on Systematic Investment Plans (SIP) or one-time investments for wealth creation. PPF & RD Calculator: Calculate returns on Public Provident Fund (PPF) and Recurring Deposits (RD) for long-term savings. GST Calculator: Simplify Goods and Services Tax calculations for businesses globally. Margin Calculator: Determine profit margins quickly for entrepreneurs and businesses. Discount Calculator: Calculate savings durin...

Terms of Service  Last Updated: July 15, 2025 1. Introduction These Terms of Service (“Terms”) govern your use of the EMI & Loan Calculator mobile application (“App”) provided by us (“we”, “us”, or “our”). The App offers financial calculators for loans, EMI, GST, margin, lumpsum, discount, PPF, RD, SIP, inflation, and break-even calculations. By downloading, installing, or us- ing the App, you agree to be bound by these Terms. If you do not agree, do not use the App. 2. Acceptance of Terms By accessing or using the App, you confirm that you are at least 13 years old and have the legal capacity to enter into these Terms. If you are using the App on behalf of an organization, you represent that you have the authority to bind that organization to these Terms. 3. License to Use the App We grant you a non-exclusive, non-transferable, revocable license to use the App for personal, non-commercial purposes, subject to these Terms. You may not: • Modify, reverse-engineer, or decompile t...

 Privacy Policy  Last Updated: July 15, 2025 1. Introduction This Privacy Policy explains how EMI & Loan Calculator (“we”, “us”, or “our”) collects, uses, shares, and protects information in connection with our mobile application, EMI & Loan Calculator (the “App”). The App provides financial calculators for loans, EMI, GST, margin, lumpsum, discount, PPF, RD, SIP, inflation, and break-even calculations. By using the App, you agree to the collection and use of information as described in this policy. 2. Scope This Privacy Policy applies to information we collect when you use the App and related services. It does not apply to information collected by third parties, including through websites or services linked from the App. 3. Information We Collect We are committed to minimizing data collection to provide a seamless user experience. The App collects the following types of information: 3.1 Personal Information We do not collect personal information (e.g., name, email, or...

  📞 Transform Your Calling Experience with Caller Theme 3D & Dialer! Make every call exciting! Add color, style, and fun to your incoming and outgoing call screens. Choose from a wide variety of stunning preloaded themes and even create your own! 🌟 Why settle for boring? Give your phone a fresh new look! 🎨 Unique Caller Themes – Categorized for You Browse and apply dynamic caller screen themes organized in popular categories: * 🌈 3D Themes – Add depth and motion to your call screen. * 🚗 Car Themes – For automobile enthusiasts who love speed & style. * 🌸 Flower Themes – Elegant floral designs to soothe your senses. * 🎌 Anime Themes – Perfect for anime lovers; full of character and life! Each theme enhances your call screen with vivid animations, beautiful visuals, and creative layouts. ✨ Customize Your Own Caller Screen Want something personal? Easily customize your caller screen by choosing your own: * Background image or video * Button styles & la...

 Privacy Policy for Caller Theme 3D & Dialer Effective Date: Jun 03, 2025, Welcome to Caller Theme 3D & Dialer ("we", "our", or "us"). Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you use our app. By installing and using our app, you agree to the terms of this Privacy Policy.  1. Information We Collect We collect the following types of information to provide functionality and improve the user experience:  A. Personal & Device Permissions Our app requests access to the following permissions for core features: * READ\_CONTACTS / WRITE\_CONTACTS   Used to display and manage contacts for call themes and dialer functionality. * READ\_CALL\_LOG / WRITE\_CALL\_LOG   Required to show your call history in the app and allow theme display for recent calls. * READ\_PHONE\_STATE / CALL\_PHONE / ANSWER\_PHONE\_CALLS / MANAGE\_OWN\_CALLS / CONFIGURE\_PHONE\_ACCOUNT   Used to manage phone ...